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Invest In Your Child’s Education With An RESP

Invest in your child’s education fund with a Registered Education Savings Plan (RESP) and get a maximum of $500/yr, up to $7,200 over the lifetime in government grants.

When you open an Embark Student Plan with promo code KICKSTART we’ll contribute $100 to each of your children’s RESPs.*

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An RESP can help you plan for your child’s future and ensure they have enough funds they need for their post-secondary education and make their dreams come true! Our RESP Specialists are here to help you understand how.

Maximize Your Savings With Government Grants

The government matches 20% of your contributions up to maximum grant amounts of $500/year and $7,200 over the lifespan of your RESP.

Easily Invest in Your Child’s Future

Education savings and planning is all we do. Our sole purpose is to help make investing in your child's future simple and worry-free by being there for you at every step of the way.

Grow Your RESP Tax-Free

Your RESP earnings grow tax-free until the funds are withdrawn. When your child withdraws them they’re taxed a student rate.

See Your Investment Grow Over Time

Tailor your contribution to your Family needs. Starting early allows even the smallest monthly contributions to grow over time.

More questions about RESPs? Read Our FAQs.

Let’s get saving

Estimate Your Savings

Rate of Return

Your RESP Savings

$34,088 by 2041

Projected Savings

  • $21,000 Contributions
  • $4,200 Grants
  • $8,888 Income

Average Cost of Education

$39,263Tuition
$114,024Tuition & Residence

This projection is based on assumptions and is for illustrative purposes only. Investment returns and actual future value of your RESP cannot be predicted or guaranteed.

Simplify Your RESP Savings With Embark

Post-secondary education programs can be expensive, but with an RESP, you can let your child dream big! Choosing the Embark Student Plan simplifies your path to the future with interactive tools, expert guidance and tailored investment plans.

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Expert Guidance Throughout Your Journey

Step-by-step guidance and comparison tools that help you choose the right plan for your child's specific goals and timeline.
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Your Investment Adjusts As Your Child Grows

Just set-it-and-forget-it and we will automatically adjust the investment. The closer your child is to post-secondary education, the more conservative the investments become.
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Cutting-Edge Digital Experience

A state-of-the-art digital platform that puts your education savings at your fingertips. Access your savings securely - anytime, anywhere.
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Flexible To Your Family's Needs

Adjust contributions and share savings between your children's education needs with our flexible plan.

1.2 million+

Families and supporters who enjoy the benefits of being part of Embark.

60,000+

Students who have their post-secondary education costs covered every year with the help of the Embark Student Plan.

“I was pleasantly surprised with my return on my investments for both my children. I invested the amount that they recommended and both children have degrees and came out debt free.”

- Clint P.

Answers to Commonly Asked Questions About RESPs and Embark

*Please see terms and conditions.