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Attention Embark
Friends & Family!

As a friend or family member of an Embark employee, you’ll receive a $100 bonus per* beneficiary when you open an Embark RESP.

Use the referral code from the Embark employee you know, and we’ll deposit the bonus directly into your RESP account.

*Terms and conditions apply.
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We're Here to Help

At Embark, education savings and planning is all we do. Our sole purpose is to help students realize their potential by simplifying your savings with tools, advice, and an RESP plan that works for your family.

Key benefits of RESPs:

  • Enjoy great tax advantages with an RESP: contributions grow tax-free and withdrawals are taxed at the student's lower rate

  • RESPs are not limited to university degrees but can also be used to pay for college, trades, apprenticeships, for both full-time or part-time studies in Canada or abroad

  • Contribute up to $50,000 per child and self-manage via our secure digital platform

  • Get access to eligible government grants including Canada Education Savings Grant (CESG), up to $7,200 and Canada Learning Bond (CLB), up to $2,000

    • Things your RESP can pay for:

  • Tuition fees

  • Books

  • Transportation (including car)

  • Rent

  • Student athletics or activity fees

  • Residence fees

  • Meal plans

  • Tech (laptops, tablets)
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    50+ Years

    of specialized experience in education savings and planning

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    60,000+

    Supporting 60,000+ students every year

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    $6.4 billion

    Assets Under Management (AUM)

    Why Embark?

    We'll Help You Maximize Grants

  • Apply for all potential grants

  • Unused grant contribution room can be carried forward for future years

  • We will work with Canada Revenue Agency (CRA) on your behalf
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    Cutting-Edge Digital Experience

  • Online contributions

  • Budgeting tool

  • Career & school matcher
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    Savings Tailored to Your Child's Age

    Embark's investment approach is to grow investments initially and then preserve growth as your child nears their post-secondary journey.

    Our Trusted Partners

    Trusted partners hold and manage all your funds.
  • Scotiabank - Trustee & Depository

  • RBC - Custodian

  • BMO - Portfolio Manager
    • Get Started