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Open an RESP.
In 8 minutes. From home.

Skip the bank and open a plan in minutes from home. Start saving for your child’s education with a best-in-class Registered Education Savings Plan (RESP).

For a Limited Time: Get a $250 Bonus Deposit. Use Code: SPRING

Graphic showing the Embark Student Plan on a cellphone in the middle. On the left is an image of a young mother holding a baby and a kid giving her a hug. On the right is a group of college students taking a selfie.

The easy way to RESP.

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$0

upfront cost to get started

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8 minutes

to open an RESP online

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18.33%

investment return in 2024⁶

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$7,200

or more in federal and provincial government grants

Children grow fast.
Your RESP should too.

Embark Student Plan on a phone

A best-in-class RESP

Invest confidently with an RESP built to grow early and protects it as school gets closer. We’ll watch over your investment, while you focus on what really matters—raising your kids.

Automatic government grants

We make sure you get every government grant you qualify for. Add to your RESP and get a 20% match, up to $7,200 total (or more, depending on where you live). No money gets left behind.

The most flexible RESP

Whether it’s every month or once a year, you set the schedule that works for you and your budget. You can stop or change contributions from home and withdraw anytime.

Not all RESPs are created equal.

At Embark, we do one thing, and we do it better than anyone else: helping you get the most out of your education savings.

Embark5 big banks²
4.5+ stars on Google
Time to open8 minutes1 hour³
Minimum investment$0More than $400⁴
Investment fees1.65%2.02%⁵
Glidepath investment
Intelligent alerts
Personalized goals
RESP Gifting
Online withdrawals
Exclusive offers from our partners

More than just another RESP.

RESP gifting

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Embark is the only RESP in Canada that lets friends and family contribute directly.

Manage online

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Unlike traditional banks, you can manage your RESP online. Deposit, adjust, or withdraw anytime.

No minimums

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With Embark, you save what you want, when you want. Just stress-free savings that fit your budget.

Top choice of over 1 million Canadians

For over 60 years, we’ve helped fund post-secondary education for more than 850,000 students. Unlike traditional banks, we’re owned by a not-for-profit foundation that puts Canadian families first—reinvesting profits into scholarships to help even more students succeed.

  • Managing $6.5 billion in assets
  • 850,000 children funded for Universities/College
  • 60 years of education savings expertise
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If not now, when?

Saving even $5 per week could add up to a full term of tuition. The earlier you start, the more you benefit. Get started now, it only takes a few minutes.

© 2025 Embark. All rights reserved. Embark is a trademark of Embark Student Corp.