Open an RESP. In 8 minutes. From home.

Open an RESP.
In 8 minutes. From home.

Skip the bank and open a plan in minutes from home. Start saving for your child’s education with a Registered Education Savings Plan (RESP).

For a Limited Time: Get a $250 Bonus Deposit. Use Code: EASY¹

Open an RESP

Graphic showing the Embark Student Plan on a cellphone in the middle. On the left is an image of a young mother holding a baby and a kid giving her a hug. On the right is a group of college students taking a selfie.

The easy way to RESP.

$0

upfront cost to get started²

18.33%

investment return in 2024 for the cohort with children born in 2024–2026³

7.85%

investment return in 2024 for the cohort with children born in
2009-2011³

Up to $7,200

or more in federal and provincial government grants⁴

Children grow fast.
Your RESP should too.³

An RESP designed for your child’s future

Invest confidently with an RESP that grows early and aims to protect your savings as school gets closer. We’ll watch over your investment, while you focus on what really matters—raising your kids.

Automatically apply for government grants

We make sure you get every government grant you qualify for. Add to your RESP and get a 20% match, up to $7,200 total (or more, depending on where you live). No money gets left behind.

A flexible RESP

Whether it’s every month or once a year, you set the schedule that works for you and your budget. You can stop or change contributions from home and withdraw anytime.

Open an RESP

Not all RESPs are created equal.

At Embark, we do one thing: helping you get the most out of your education savings.

Open an RESP

	Embark	5 big banks ⁷
4.5+ stars on Google⁸	✓	✗
Time to open	8 minutes	1 hour ⁹
Minimum investment to open	$0	$400¹⁰
Investment fees	1.65%	2.02%¹¹
Glidepath investment¹²	✓	✗
Intelligent alerts	✓	✗
Personalized goals	✓	✗
Friends & family can gift directly into RESP	✓	✗
Guided online withdrawals	✓	✗
Exclusive offers from our partners	✓	✗

More than just another RESP.

RESP gifting

Embark lets friends and family contribute directly.

> Get started

Manage online

You can manage your RESP online. Deposit, adjust, or withdraw anytime.⁵

> Get started

Flexible savings

With Embark, you save what you want, when you want. No minimum contributions to start.²

> Get started

Top choice of over 1 million Canadians

For 60 years, we’ve helped fund post-secondary education for students. Unlike traditional banks, we’re owned by a not-for-profit foundation that puts Canadian families first—reinvesting profits into scholarships to help even more students succeed.

Managing $6.5 billion in assets
60 years of education savings expertise
60,000+ students supported every year

Testimonials may be solicitated, and are not paid for. The views noted are solely that of the reviewer and may not be applicable to all investors.

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A mother washing dishes with her toddler sitting on the counter beside her

If not now, when?

Saving even $5 per week could add up to a year of tuition.⁶ The earlier you start, the more you benefit. Get started now, it only takes a few minutes.

Open an RESP

Conditions apply.
Embark may, at its discretion, cancel the Plan if thirty-six months after Plan enrolment, the total assets held under the Plan are less than $500, unless the Plan receives CLB grants.
Investment returns are not guaranteed.
Up to $7,200. Actual grant will depend on deposits and eligibility.
Withdrawals from a Registered Education Savings Plan (RESP) are subject to certain rules. Contributions can be withdrawn at any time, tax-free. However, if withdrawn before your child pursues post-secondary education, government grants linked to those contributions may need to be repaid. Educational Assistance Payments (EAPs) include grants and investment earnings and can only be withdrawn once the beneficiary is enrolled in a qualifying post-secondary program. EAPs are taxable in the student’s hands. Other restrictions may apply.
$5 per week in RESP savings based on 17 years of saving with 5% annual return. This would result in approximately $7,800, or the average of 1 year’s tuition in 2025 at a Canadian University.