Skip to content

Give your RESP a boost with a 2% bonus!

Limited time offer! Transfer your RESP to Embark and get a 2% bonus*. Transfer your RESP now.

Close-up of a woman holding a smartphone displaying the Embark RESP app, showing savings progress for two children.

See why Embark is better

At Embark, education savings and planning is all we do. Our registered education savings plans help you:

  • Forecast how much their education costs and how much you’ll need based on your goals.
  • Invest in a plan that automatically adjusts to your child’s age and needs. We’ll take care of everything for you.
  • Save as much or as little as you want, whenever you want.
  • Easily request a withdrawal online in minutes.
Embark Big 5 Banks1
Time to open 8 minutes 1 hour2
Minimum investment $0 More than $4003
Investment fees 1.65% 2.02%4
Glide path investment
Intelligent alerts
Personalized goals
RESP gifting
Online withdrawals
Offers from our partners
4.5+ stars on Google
Chart showing RESP projection on cellphone
Post secondary allocation breakdown on cellphone

Let’s help you transfer an account

*Terms and conditions apply, please click here to learn more.
Embark RESP Plans are sold by prospectus. For full plan details, please click here.
1 Big 5 Canadian Banks: BMO, TD, RBC, Scotiabank and CIBC.
2 Based on estimated in-branch RESP Onboarding, including completion of new account opening and RESP forms.
3 Average Canadian mutual fund minimum investment. Per 2024 Series A Fund Facts: BMO Targeted Education 2040 Portfolio; BMO Select Trust Conservative.
4 Average per 2024 Series A Fund Facts: BMO Targeted Education 2040 Portfolio; BMO Select Trust Conservative Portfolio; RBC Targeted Education Fund 2040; RBC Select Choices Conservative Portfolio; Scotia Selected Balanced Income Portfolio; Scotia Partners Balanced Income; TD Comfort Balanced Growth Portfolio
5 Embark Student plan when compared with plan at 2.10% MER for 18 years based on $50 biweekly contribution for 18 years at 5% return.

© 2025 Embark. All rights reserved. Embark is a trademark of Embark Student Corp.