Move your eligible pay. Get $250.*

We’re excited to share that Embark has teamed up with Tangerine and we’re bringing you this offer as a thank-you for saving with us for your child’s education.

Become a client

Two steps is all it takes

Open your Tangerine Chequing Account. Then move your eligible payroll for two months in a row. The $250 lands straight in your account.

You’re already saving smart with Embark. This is one more way to keep more money where it matters.

Key benefits of a Tangerine Chequing Account:

No monthly fees — no minimum balance
Free, unlimited Interac e-Transfer®
Free access to 3,500+ Scotiabank® ABMs nationwide¹
Ranked #1 in customer satisfaction by J.D. Power for 14 consecutive years²

Become a client

A partnership built for you

We’ve teamed up with Tangerine to help you keep more of what you earn, whether you’re building on RESP or just getting started with smarter banking.

Here’s what we have in common.

We plan ahead: We help families save for education; Tangerine offers simple, transparent banking with no hidden fees.

We keep it simple: Online applications, straightforward offers, no surprises.

We put families first: Whether it’s an RESP or a chequing account, we’re here to support your financial goals.

Legal disclaimers

*The Tangerine New Client Payroll Offer (the “Offer”) is available to new Clients who(se): (a) Client Number was created between May 1, 2024 and October 31, 2026; (b) open a Tangerine Chequing Account as the Primary Account Holder within 60 days of the date their Client Number was created; and (c) set up payroll direct deposits within 60 days of the date their Chequing Account was opened. A cash Bonus of $250 will be paid to the new Client’s Tangerine Chequing Account if the Client switches their eligible automated and recurring payroll direct deposits to their new Tangerine Chequing Account, provided that: (i) they deposit the full amount of their payroll direct deposits; (ii) payroll direct deposits total a minimum of $200 on a monthly basis; (iii) the first eligible payroll direct deposit is received in their Account within 60 days of successfully opening the Chequing Account; and (iv) their subsequent eligible payroll direct deposits continue for at least 2 consecutive months. The Bonus will be paid to the Client’s Tangerine Chequing Account in the subsequent month following the satisfaction of the Offer conditions. Offer can’t be combined with any other Chequing cash bonus Offers and is limited to one (1) Bonus per Client. By accepting any Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.

1. Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found at tangerine.ca/feeschedule.

2. Tangerine Bank received the highest score among midsize banks in the J.D. Power 2012-2025 Canada Retail Banking Satisfaction Studies, which measure customers’ satisfaction with their primary bank. Visit jdpower.com/awards for more details.

® Interac e-Transfer is a registered trademark of Interac Corp., used under licence.

® Scotiabank is a registered trademark of The Bank of Nova Scotia.